To speak with a licensed agent, call (877) 778-0065 (TTY 711 M-F, 8am-5:30pm) or email ron@waltoninsurance.agency
Ron and Stephanie Walton

Your Comprehensive Guide
to Medicare Benefits

Information, Coverage Options,
and No-Cost Enrollment Assistance

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Are You New To Medicare?

Not Sure Where to Begin?

As a new Medicare beneficiary, you have important decisions to make about the future of your healthcare.  Unfortunately, understanding the “ins-and-outs” and selecting the right plan can be challenging.

Start by enrolling in our virtual course where you’ll learn the important basics and then for more in-depth information, read through the content of this site and connect with one of our licensed and certified agents in your local area agents for free assistance.

Begin by Enrolling in Our Medicare Essentials Video Quick-Course:

This video tutorial covers the basic elements of Medicare in a format that is easy to understand and you can watch it from the comfort of your home!  It’s yours at no cost and no obligation, just tell us where we should send it!


      By submitting this information, you acknowledge a licensed insurance agent, Ron Walton, may contact you by phone, email, or mail to discuss Medicare Advantage Plans, Medicare Supplement Insurance, or Prescription Drug Plans.

      Get Free and Friendly
      Medicare Help Now

      Our licensed agents offer Medicare enrollment assistance
      at no cost and no obligation!


      Medicare Resources:
      What You Need to Know

      From Dollars to “Donuts”…


      Getting Started

      Answers to common questions such as: When should you enroll?  How and when do you become eligible for Medicare?

      Enrollment Periods

      After your initial enrollment, Medicare allows you to make changes to your coverage at specific times each year. Here are those dates.

      Medicare Part D

      Medicare’s Part D is coverage for your medication needs and is provided by private insurance carriers. We’ll explain exactly how it works.

      Defining the ABC’s

      Medicare consists of Parts A, B, C, and D.   Step one is to learn the “ABC’s”, how they work, and your options with each part.

      Advantage Plans

      Medicare Advantage Plans are provided by private insurance companies and can often save you money.

      Supplement Plans

      Insurance sold by private insurance companies to cover Medicare’s gaps.  Also called “MediGap” plans.

      Special Needs Plans

      SNPs are Advantage Plans that are tailored to meet the needs of individuals with certain health conditions or circumstances.

      Medicare FAQs

      Answers to some of the most common questions asked by Medicare beneficiaries.

      Allow Us to Save You Time and Money!

      We shop multiple carriers, help you to understand your options,
      and find you the best plans and lowest premiums based on your needs.


      Aetna
      Alignment Health Plans
      Anthem BlueCross
      Blue California
      Blue Shield of California
      Brand New Day
      Humana
      SCAN Health Plan
      Standford Health Care Advantage
      United Health Care

      Frequently Asked Questions


      How do I apply for Medicare?

      How do I apply for a Medicare Advantage or Supplement Plan?

      Can I apply for Medicare in person?

      Can I get assistance applying for Medicare?

      When should I apply for Medicare?

      What if I missed my Initial Enrollment Period?

      Are there penalties for enrolling late?

      When do I get my Medicare card?

      Testimonials

      Here’s what our clients say about our service…


      I’m glad I didn’t call other places and you referred me to Ron. He is terrific. I know my medical situation is a handful (which means I can be, too!), and Ron definitely showed professionalism, compassion, and an understanding of what I need.

      Read More


      Mary K.

      I’m glad I didn’t call other places and you referred me to Ron. He is terrific. I know my medical situation is a handful (which means I can be, too!), and Ron definitely showed professionalism, compassion, and an understanding of what I need.
      I have trust and peace going into my hospital treatments tomorrow and also into this long Holiday weekend.


      Mary K.

      If I could say two words to describe Ron Walton, it would be “a lifesaver!” After many false starts and hard “No’s” from other insurance companies, he patiently helped my father receive some much needed health insurance that will literally saved his life and nest egg!


      Ixchel R.
      Napa, CA

      Ron guided me through the complex, and often confusing, process of selecting appropriate Medicare coverage.The terminology, forms, and number of providers and health and drug plans is overwhelming, and Ron offered me the expertise to confidently select and enroll in supplemental health, dental and vision plans suitable to my unique…

      Read More


      Roger S.
      Crystal Bay, NV

      Ron guided me through the complex, and often confusing, process of selecting appropriate Medicare coverage.The terminology, forms, and number of providers and health and drug plans is overwhelming, and Ron offered me the expertise to confidently select and enroll in supplemental health, dental and vision plans suitable to my unique circumstance…and, he provided this help under a short timeline, working late into the evening, and his follow up was terrific. I am grateful for Ron’s oversight through the entire process and highly recommend him for your health insurance needs.


      Roger S.
      Crystal Bay, NV

      My husband and I met with Ron to find Medicare coverage for my Mom. We had very little knowledge about how Medicare works. He shared his knowledge with us and answered all our questions. After discussing several options, we invited my mom to join a zoom meeting with Ron. The slide presentation was a great visual aid for my mom to see the…

      Read More


      Sherman and Heidi J.
      Lincoln, CA

      My husband and I met with Ron to find Medicare coverage for my Mom. We had very little knowledge about how Medicare works. He shared his knowledge with us and answered all our questions. After discussing several options, we invited my mom to join a zoom meeting with Ron. The slide presentation was a great visual aid for my mom to see the many options and plans that might be best for her. Ron even searched for plans that allowed her to keep her own doctors. Ron has many years of experience and it shows in the care he gave us and especially my mom in navigating this complex and confusing system.


      Sherman and Heidi J.
      Lincoln, CA

      When I needed help finding a Medicare plan last year, Ron was very helpful and thorough finding just the right plan for me. I greatly appreciate the time he expended on my behalf. I highly recommend him as a Medicare Specialist.


      Holly M.
      Lehi, UT

      Articles and Information


      Medicare and Preventive Care: Screenings and Services That Could Save Your Life

      Medicare covers a wide range of preventive care services, such as screenings and annual check-ups, that can help detect health problems early, when they are most treatable. Taking advantage of these coverage could quite literally save your life.

      6 Health Tips for Seniors as We Transition into Fall

      As summer winds down and the crisp air of fall approaches, many seniors find this seasonal transition to be a perfect time to refocus on their health.

      New for 2026: Medicare Part D Premium Stabilization

      Starting in 2026, Medicare Part D will undergo several changes designed to make costs more stable and predictable for beneficiaries.

      Sleep Issues in Older Adults: Causes and Daily Impact

      By addressing sleep issues, aging adults can enjoy more energy, sharper focus, and a greater sense of well-being throughout retirement.

      Do You Need to Review Your Medicare Plan If You’re Happy With It?

      Many Medicare beneficiaries feel satisfied with their current coverage and assume that if nothing has changed, there is no need…

      What Changes Can You Make During Medicare’s Annual Election Period?

      From October 15 through December 7, you can review, change, or update your Medicare coverage.

      Getting Professional Help With Medicare Annual Enrollment: What to Expect

      By working with a licensed insurance broker, you gain a knowledgeable partner who can help you avoid costly mistakes and ensure your coverage continues to meet your needs.

      Blood Clots: Why They’re Dangerous and What to Watch For

      Blood clots can be frightening, but awareness and quick action save lives. Know your risk factors, stay alert to symptoms, and talk to your healthcare provider if you have concerns.

      Reminder: Medicare AEP Ends December 7, 2025

      Medicare’s Annual Enrollment Period (AEP) is the one time each year when most beneficiaries can make changes to their coverage. For 2026 plans, AEP runs from October 15 through December 7, 2025.

      Read Additional Articles

      Join Our Newsletter List

      Twice each month we deliver health tips straight to your email inbox. Try it, we think you’ll like it!

      You can unsubscribe at any time.


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