What Changes Can You Make During Medicare’s Annual Election Period?
From October 15 through December 7, you can review, change, or update your Medicare coverage.










How do I apply for Medicare?
How do I apply for a Medicare Advantage or Supplement Plan?
Can I apply for Medicare in person?
Can I get assistance applying for Medicare?
When should I apply for Medicare?
What if I missed my Initial Enrollment Period?
Are there penalties for enrolling late?
When do I get my Medicare card?
I’m glad I didn’t call other places and you referred me to Ron. He is terrific. I know my medical situation is a handful (which means I can be, too!), and Ron definitely showed professionalism, compassion, and an understanding of what I need.
…
I’m glad I didn’t call other places and you referred me to Ron. He is terrific. I know my medical situation is a handful (which means I can be, too!), and Ron definitely showed professionalism, compassion, and an understanding of what I need.
I have trust and peace going into my hospital treatments tomorrow and also into this long Holiday weekend.
If I could say two words to describe Ron Walton, it would be “a lifesaver!” After many false starts and hard “No’s” from other insurance companies, he patiently helped my father receive some much needed health insurance that will literally saved his life and nest egg!
Ron guided me through the complex, and often confusing, process of selecting appropriate Medicare coverage.The terminology, forms, and number of providers and health and drug plans is overwhelming, and Ron offered me the expertise to confidently select and enroll in supplemental health, dental and vision plans suitable to my unique…
Ron guided me through the complex, and often confusing, process of selecting appropriate Medicare coverage.The terminology, forms, and number of providers and health and drug plans is overwhelming, and Ron offered me the expertise to confidently select and enroll in supplemental health, dental and vision plans suitable to my unique circumstance…and, he provided this help under a short timeline, working late into the evening, and his follow up was terrific. I am grateful for Ron’s oversight through the entire process and highly recommend him for your health insurance needs.
My husband and I met with Ron to find Medicare coverage for my Mom. We had very little knowledge about how Medicare works. He shared his knowledge with us and answered all our questions. After discussing several options, we invited my mom to join a zoom meeting with Ron. The slide presentation was a great visual aid for my mom to see the…
My husband and I met with Ron to find Medicare coverage for my Mom. We had very little knowledge about how Medicare works. He shared his knowledge with us and answered all our questions. After discussing several options, we invited my mom to join a zoom meeting with Ron. The slide presentation was a great visual aid for my mom to see the many options and plans that might be best for her. Ron even searched for plans that allowed her to keep her own doctors. Ron has many years of experience and it shows in the care he gave us and especially my mom in navigating this complex and confusing system.
When I needed help finding a Medicare plan last year, Ron was very helpful and thorough finding just the right plan for me. I greatly appreciate the time he expended on my behalf. I highly recommend him as a Medicare Specialist.
From October 15 through December 7, you can review, change, or update your Medicare coverage.
By working with a licensed insurance broker, you gain a knowledgeable partner who can help you avoid costly mistakes and ensure your coverage continues to meet your needs.
Blood clots can be frightening, but awareness and quick action save lives. Know your risk factors, stay alert to symptoms, and talk to your healthcare provider if you have concerns.
Medicare’s Annual Enrollment Period (AEP) is the one time each year when most beneficiaries can make changes to their coverage. For 2026 plans, AEP runs from October 15 through December 7, 2025.
Medicare does not offer family or joint coverage. Each person must enroll separately and have their own plan.
Your Medicare Initial Enrollment Period (IEP) begins three months before your 65th birthday, includes your birthday month, and extends three months after.
For older adults navigating these chronic conditions, understanding how Medicare covers specialty care is an important part of managing long-term health.
The Annual Election Period has ended, so if you have questions, reach out to us. As licensed insurance agents, we will explain your current options.
Hearing loss is often viewed as a normal part of aging, but recent research shows it can have a much larger impact on long-term health than many people realize.
Despite our attempts to make this website accessible for everyone, there may still be some pages or sections that are not completely accessible, are in the process of becoming accessible, or do not have a suitable technological solution to make them accessible. Nevertheless, we are always striving to enhance our accessibility by adding, updating, improving its options and features, and incorporating new technologies.
We want to provide our users with the best experience possible, so we strive to support as many browsers and assistive technologies as possible.
If you wish to contact this website's owner, please use the contact form on the website.
Font adjustments - With this tool, users can modify font size, style, letter spacing, and line height for improved alignment and readability.
Color adjustments - Users can customize their color contrast profiles to light, dark, desaturated, and monochrome.
Content highlighting - Users can prioritize key elements such as links, forms, and titles.
Content focus - Users can enable focus mode to highlight the current page information based on their mouse movement.