To speak with a licensed agent, call (877) 778-0065 (TTY 711 M-F, 8am-5:30pm) or email ron@waltoninsurance.agency
Ron and Stephanie Walton

Your Comprehensive Guide
to Medicare Benefits

Information, Coverage Options,
and No-Cost Enrollment Assistance

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Are You New To Medicare?

Not Sure Where to Begin?

As a new Medicare beneficiary, you have important decisions to make about the future of your healthcare.  Unfortunately, understanding the “ins-and-outs” and selecting the right plan can be challenging.

Start by enrolling in our virtual course where you’ll learn the important basics and then for more in-depth information, read through the content of this site and connect with one of our licensed and certified agents in your local area agents for free assistance.

Begin by Enrolling in Our Medicare Essentials Video Quick-Course:

This video tutorial covers the basic elements of Medicare in a format that is easy to understand and you can watch it from the comfort of your home!  It’s yours at no cost and no obligation, just tell us where we should send it!







      By submitting this information, you acknowledge a licensed insurance agent, Ron Walton, may contact you by phone, email, or mail to discuss Medicare Advantage Plans, Medicare Supplement Insurance, or Prescription Drug Plans.

      Get Free and Friendly
      Medicare Help Now

      Our licensed agents offer Medicare enrollment assistance
      at no cost and no obligation!


      Medicare Resources:
      What You Need to Know

      From Dollars to “Donuts”…


      Getting Started

      Answers to common questions such as: When should you enroll?  How and when do you become eligible for Medicare?

      Enrollment Periods

      After your initial enrollment, Medicare allows you to make changes to your coverage at specific times each year. Here are those dates.

      Medicare Part D

      Medicare’s Part D is coverage for your medication needs and is provided by private insurance carriers. We’ll explain exactly how it works.

      Defining the ABC’s

      Medicare consists of Parts A, B, C, and D.   Step one is to learn the “ABC’s”, how they work, and your options with each part.

      Advantage Plans

      Medicare Advantage Plans are provided by private insurance companies and can often save you money.

      Supplement Plans

      Insurance sold by private insurance companies to cover Medicare’s gaps.  Also called “MediGap” plans.

      Special Needs Plans

      SNPs are Advantage Plans that are tailored to meet the needs of individuals with certain health conditions or circumstances.

      Medicare FAQs

      Answers to some of the most common questions asked by Medicare beneficiaries.

      Allow Us to Save You Time and Money!

      We shop multiple carriers, help you to understand your options,
      and find you the best plans and lowest premiums based on your needs.


      Aetna
      Alignment Health Plans
      Anthem BlueCross
      Blue California
      Blue Shield of California
      Brand New Day
      Humana
      SCAN Health Plan
      Standford Health Care Advantage
      United Health Care

      Frequently Asked Questions


      How do I apply for Medicare?

      How do I apply for a Medicare Advantage or Supplement Plan?

      Can I apply for Medicare in person?

      Can I get assistance applying for Medicare?

      When should I apply for Medicare?

      What if I missed my Initial Enrollment Period?

      Are there penalties for enrolling late?

      When do I get my Medicare card?

      Testimonials

      Here’s what our clients say about our service…


      I’m glad I didn’t call other places and you referred me to Ron. He is terrific. I know my medical situation is a handful (which means I can be, too!), and Ron definitely showed professionalism, compassion, and an understanding of what I need.

      Read More


      Mary K.

      I’m glad I didn’t call other places and you referred me to Ron. He is terrific. I know my medical situation is a handful (which means I can be, too!), and Ron definitely showed professionalism, compassion, and an understanding of what I need.
      I have trust and peace going into my hospital treatments tomorrow and also into this long Holiday weekend.


      Mary K.

      If I could say two words to describe Ron Walton, it would be “a lifesaver!” After many false starts and hard “No’s” from other insurance companies, he patiently helped my father receive some much needed health insurance that will literally saved his life and nest egg!


      Ixchel R.
      Napa, CA

      Ron guided me through the complex, and often confusing, process of selecting appropriate Medicare coverage.The terminology, forms, and number of providers and health and drug plans is overwhelming, and Ron offered me the expertise to confidently select and enroll in supplemental health, dental and vision plans suitable to my unique…

      Read More


      Roger S.
      Crystal Bay, NV

      Ron guided me through the complex, and often confusing, process of selecting appropriate Medicare coverage.The terminology, forms, and number of providers and health and drug plans is overwhelming, and Ron offered me the expertise to confidently select and enroll in supplemental health, dental and vision plans suitable to my unique circumstance…and, he provided this help under a short timeline, working late into the evening, and his follow up was terrific. I am grateful for Ron’s oversight through the entire process and highly recommend him for your health insurance needs.


      Roger S.
      Crystal Bay, NV

      My husband and I met with Ron to find Medicare coverage for my Mom. We had very little knowledge about how Medicare works. He shared his knowledge with us and answered all our questions. After discussing several options, we invited my mom to join a zoom meeting with Ron. The slide presentation was a great visual aid for my mom to see the…

      Read More


      Sherman and Heidi J.
      Lincoln, CA

      My husband and I met with Ron to find Medicare coverage for my Mom. We had very little knowledge about how Medicare works. He shared his knowledge with us and answered all our questions. After discussing several options, we invited my mom to join a zoom meeting with Ron. The slide presentation was a great visual aid for my mom to see the many options and plans that might be best for her. Ron even searched for plans that allowed her to keep her own doctors. Ron has many years of experience and it shows in the care he gave us and especially my mom in navigating this complex and confusing system.


      Sherman and Heidi J.
      Lincoln, CA

      When I needed help finding a Medicare plan last year, Ron was very helpful and thorough finding just the right plan for me. I greatly appreciate the time he expended on my behalf. I highly recommend him as a Medicare Specialist.


      Holly M.
      Lehi, UT

      Articles and Information


      7 Key Medicare Changes for 2025 You Need to Know

      As we approach 2025, significant changes for Medicare are on the horizon, and they could impact your coverage and access to health care services.

      The Importance of Vision Screenings and Routine Eye Care

      Regular eye exams and proper eye care are essential for preventing serious eye conditions and preserving vision. Here are a few tips regarding eye exams and Medicare.

      Plan Ahead for Healthcare Costs in Retirement

      Planning for healthcare costs is a crucial part of your overall retirement strategy. It’s not just about having enough money for daily living—it’s about making sure you have adequate coverage for rising medical expenses.

      6 Medicare Myths Debunked: What You Really Need to Know

      Understanding the facts about Medicare can save you from costly mistakes and ensure you get the coverage you need.

      How to Maximize Your Medicare Coverage During the Annual Election Period

      Maximizing your Medicare coverage requires careful consideration of your healthcare needs, financial situation, and any changes to your plan’s coverage.

      The Importance of Social Connections for Mental Health After 65

      Research shows that individuals over age 65 who nurture close relationships with friends, family, and community members tend to experience lower rates of depression, anxiety, and cognitive decline.

      How to Review Medicare Plans During AEP

      The Medicare Annual Election Period (AEP) is from October 15 to December 7.  Here’s how to evaluate Medicare Advantage plans to ensure you’re choosing the best fit for your healthcare needs.

      Skin Health After 65: Preventing and Managing Skin Conditions

      Caring for your skin after age 65 is essential for maintaining comfort, health, and resilience against common skin issues.

      When Should You Consider Switching Your Medicare Plan?

      If you’re wondering whether switching Medicare plans is the right choice for you, contact us today and speak with a licensed insurance agent to schedule a free plan review.

      Read Additional Articles

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